Personal Finance — Buy Once, No Subscriptions
Budgeting and accounting software that respects your privacy and your wallet — free, open source, or one-time purchase.
Actual Budget
Free, self-hosted budgeting app — the open-source YNAB alternative.
GnuCash
Free double-entry accounting for personal and small business finances.
Firefly III
Self-hosted personal finance manager. Your money data on your own server.
Frequently Asked Questions
What does buy-once mean?
Buy-once means you make a single payment for permanent ownership. No subscriptions, no recurring fees – the software or template is yours forever.
How do refunds work?
Refund policies vary by vendor. Most offer 14-30 day money-back guarantees. Check the product listing for specific refund terms before purchasing.
Is support included?
Most vendors include a support period (typically 90 days to 1 year) with your purchase. Extended support may be available for an additional fee.
Why choose buy-once over subscription?
Buy-once eliminates recurring costs, gives you ownership of your tools, and protects against price increases. Perfect for budget-conscious businesses and individuals.